:root{--bg:#f5f6fb;--surface:#fff;--surface2:#eef1f9;--ink:#141b34;--ink2:#4a5372;--line:#dde2f0;--navy:#182767;--navy2:#22378f;--gold:#b8892b;--gold-text:#7d5a0e;--gold-soft:#f6ecd4;--ok:#17734a;--ok-soft:#e3f4ea;--err:#b3261e;--err-soft:#fbe9e7;--shadow:0 1px 2px rgba(20,27,52,.06),0 8px 24px -12px rgba(20,27,52,.22);--r:16px;color-scheme:light}
@media(prefers-color-scheme:dark){:root:not([data-theme="light"]){--bg:#0b1129;--surface:#141d40;--surface2:#1b2650;--ink:#eaeefb;--ink2:#aab4d6;--line:#2a366b;--navy:#a9b8ff;--navy2:#c5d0ff;--gold:#e0b458;--gold-text:#e0b458;--gold-soft:#2b2a2f;--ok:#6fd6a2;--ok-soft:#12332a;--err:#ff9b92;--err-soft:#3a1c1c;--shadow:0 1px 2px rgba(0,0,0,.4),0 8px 24px -12px rgba(0,0,0,.6);color-scheme:dark}}
:root[data-theme="dark"]{--bg:#0b1129;--surface:#141d40;--surface2:#1b2650;--ink:#eaeefb;--ink2:#aab4d6;--line:#2a366b;--navy:#a9b8ff;--navy2:#c5d0ff;--gold:#e0b458;--gold-text:#e0b458;--gold-soft:#2b2a2f;--ok:#6fd6a2;--ok-soft:#12332a;--err:#ff9b92;--err-soft:#3a1c1c;--shadow:0 1px 2px rgba(0,0,0,.4),0 8px 24px -12px rgba(0,0,0,.6);color-scheme:dark}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;-webkit-font-smoothing:antialiased;padding-bottom:calc(76px + env(safe-area-inset-bottom))}
h1,h2,h3{font-family:"Source Serif 4",Georgia,serif;font-weight:600;line-height:1.2;margin:0;color:var(--navy)}
h1{font-size:clamp(1.9rem,6vw,2.6rem);letter-spacing:-.015em}h1.h,h2{font-size:1.35rem}h1.h{letter-spacing:0}h3{font-size:1.05rem}
p{margin:.45em 0}a{color:var(--navy)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:6px}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:8px 12px;border-radius:8px;z-index:50}.skip:focus{left:8px}
header.top{background:linear-gradient(135deg,#1c2f80,#0f1a4a);color:#fff;padding:calc(12px + env(safe-area-inset-top)) 16px 12px}
.top-in{max-width:760px;margin:0 auto;display:flex;align-items:center;gap:12px}
.top img{width:40px;height:40px;border-radius:10px;box-shadow:0 2px 8px rgba(0,0,0,.35)}
.brand{font:600 1.15rem "Source Serif 4",Georgia,serif;letter-spacing:.01em;line-height:1.1}.brand small{display:block;font:500 .68rem Inter,system-ui,sans-serif;letter-spacing:.14em;text-transform:uppercase;color:#e6d3a3;margin-top:3px}
#offline{display:none;background:var(--gold-soft);color:var(--ink);border-bottom:1px solid var(--line);text-align:center;font-size:.85rem;padding:6px 12px}
#offline.on{display:block}
nav.tabs{position:fixed;left:0;right:0;bottom:0;z-index:20;background:var(--surface);border-top:1px solid var(--line);display:flex;justify-content:space-around;padding:6px 6px calc(6px + env(safe-area-inset-bottom));box-shadow:0 -6px 20px -14px rgba(20,27,52,.35)}
nav.tabs a{flex:1;max-width:120px;display:flex;flex-direction:column;align-items:center;gap:2px;padding:6px 4px;border-radius:12px;color:var(--ink2);text-decoration:none;font-size:.7rem;font-weight:600;min-height:52px;justify-content:center}
nav.tabs svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
nav.tabs a[aria-current="page"]{color:var(--navy);background:var(--surface2)}nav.tabs a[aria-current="page"] svg{stroke:var(--gold-text)}
main{max-width:760px;margin:0 auto;padding:18px 16px 24px;outline:none}
.view{animation:in .28s ease both}@keyframes in{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
@media(prefers-reduced-motion:reduce){.view{animation:none}*{transition:none!important}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:18px;margin:14px 0;box-shadow:var(--shadow)}
.eyebrow{font:600 .72rem Inter,system-ui,sans-serif;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-text);margin:0 0 6px}
.hero{padding:6px 0 2px}.hero .lead{font-size:1.1rem;color:var(--ink2);margin:.7em 0}
.story{border-left:3px solid var(--gold);padding:2px 0 2px 14px;margin:16px 0;color:var(--ink2)}
.pills{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0}.pill{background:var(--surface2);border:1px solid var(--line);border-radius:999px;padding:5px 12px;font-size:.82rem;font-weight:600;color:var(--navy)}
.grid3{display:grid;gap:12px;grid-template-columns:1fr}@media(min-width:640px){.grid3{grid-template-columns:repeat(3,1fr)}}
.tile{display:block;text-decoration:none;color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:16px;box-shadow:var(--shadow);transition:transform .15s,border-color .15s}
.tile:hover{transform:translateY(-2px);border-color:var(--gold)}.tile b{display:block;font:600 1.05rem "Source Serif 4",Georgia,serif;color:var(--navy);margin-bottom:4px}.tile span{font-size:.9rem;color:var(--ink2)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:0 20px;border-radius:12px;border:0;background:var(--gold);color:#1a1405;font:700 1rem Inter,system-ui,sans-serif;cursor:pointer;text-decoration:none}
.btn:hover{filter:brightness(1.06)}.btn:disabled{opacity:.6;cursor:default}
.btn.sec{background:transparent;color:var(--navy);border:1.5px solid var(--line)}.btn.sec:hover{border-color:var(--gold)}
.btn.sm{min-height:38px;padding:0 14px;font-size:.9rem}.row{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-top:12px}
label,.lab{display:block;margin:14px 0 6px;font-weight:600;font-size:.9rem}
select,input[type=text],input[type=tel],input[type=email],input[type=date]{width:100%;min-height:46px;padding:0 12px;border:1.5px solid var(--line);border-radius:10px;font:inherit;background:var(--bg);color:var(--ink)}
select:focus,input:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px rgba(184,137,43,.25)}
.seg{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.seg.two{grid-template-columns:repeat(2,1fr)}
.seg button{min-height:46px;border:1.5px solid var(--line);background:var(--surface);color:var(--ink);border-radius:10px;font:600 .9rem Inter,system-ui,sans-serif;cursor:pointer;padding:6px}
.seg button[aria-pressed="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
:root[data-theme="dark"] .seg button[aria-pressed="true"]{color:#0b1129}@media(prefers-color-scheme:dark){:root:not([data-theme="light"]) .seg button[aria-pressed="true"]{color:#0b1129}}
.big{font:600 2.6rem/1.05 "Source Serif 4",Georgia,serif;color:var(--navy);margin:.1em 0}.big small{font:500 .95rem Inter,system-ui,sans-serif;color:var(--ink2)}
table{width:100%;border-collapse:collapse;font-size:.95rem;margin:8px 0}td,th{padding:9px 6px;border-bottom:1px solid var(--line);text-align:left}td:last-child,th:last-child{text-align:right;font-variant-numeric:tabular-nums}tr.tot td{font-weight:700;border-bottom:0;color:var(--navy)}
.note{font-size:.84rem;color:var(--ink2)}.ok-box{background:var(--ok-soft);color:var(--ok);border-radius:12px;padding:12px 14px;font-weight:600;font-size:.95rem}
.err-box{background:var(--err-soft);color:var(--err);border-radius:12px;padding:12px 14px;font-weight:600;font-size:.92rem}
.gold-box{background:var(--gold-soft);border:1px solid var(--line);border-radius:12px;padding:12px 14px;font-size:.92rem}
.bar{height:10px;background:var(--surface2);border-radius:99px;overflow:hidden;margin:8px 0}.bar i{display:block;height:100%;background:linear-gradient(90deg,var(--gold),#e6c67a);border-radius:99px;transition:width .3s}
.ck{display:flex;gap:12px;align-items:flex-start;padding:12px 0;border-bottom:1px solid var(--line)}.ck:last-child{border-bottom:0}
.ck input{width:22px;height:22px;margin-top:2px;accent-color:var(--gold);flex:none}.ck label{margin:0;font-weight:500;font-size:.98rem}.ck a{font-size:.85rem;font-weight:600}
.step-n{font-size:.8rem;color:var(--ink2);font-weight:600}.opt{display:block;width:100%;text-align:left;min-height:52px;margin:8px 0;padding:12px 14px;border:1.5px solid var(--line);background:var(--surface);color:var(--ink);border-radius:12px;font:500 1rem Inter,system-ui,sans-serif;cursor:pointer}
.opt:hover,.opt:focus-visible{border-color:var(--gold)}
.res{display:flex;gap:12px;align-items:flex-start;padding:14px 0;border-bottom:1px solid var(--line)}.res:last-child{border-bottom:0}.rk{flex:none;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
:root[data-theme="dark"] .rk{color:#0b1129}@media(prefers-color-scheme:dark){:root:not([data-theme="light"]) .rk{color:#0b1129}}
.fav{border:0;background:none;cursor:pointer;font-size:1.4rem;line-height:1;padding:6px;color:var(--gold);min-width:44px;min-height:44px}
.empty{text-align:center;padding:26px 10px;color:var(--ink2)}.empty svg{width:44px;height:44px;stroke:var(--gold);fill:none;stroke-width:1.5;margin-bottom:6px}
.spin{width:18px;height:18px;border:3px solid rgba(26,20,5,.25);border-top-color:#1a1405;border-radius:50%;animation:sp .7s linear infinite}@keyframes sp{to{transform:rotate(360deg)}}
.ring{position:relative;width:76px;height:76px;flex:none}.ring svg{transform:rotate(-90deg)}.ring b{position:absolute;inset:0;display:grid;place-items:center;font-size:.95rem;color:var(--navy)}
.hd{display:flex;gap:16px;align-items:center}.count{font:600 2rem "Source Serif 4",Georgia,serif;color:var(--navy)}
.ladder{counter-reset:s;margin:0;padding:0;list-style:none}.ladder li{position:relative;padding:12px 0 12px 44px;border-bottom:1px solid var(--line)}.ladder li:last-child{border-bottom:0}
.ladder li::before{counter-increment:s;content:counter(s);position:absolute;left:0;top:12px;width:30px;height:30px;border-radius:50%;background:var(--gold);color:#1a1405;font-weight:700;display:grid;place-items:center}
.toast{position:fixed;left:50%;bottom:calc(92px + env(safe-area-inset-bottom));transform:translateX(-50%);background:var(--navy);color:#fff;padding:10px 16px;border-radius:12px;font-size:.9rem;z-index:40;box-shadow:var(--shadow);max-width:90vw}
:root[data-theme="dark"] .toast{color:#0b1129}@media(prefers-color-scheme:dark){:root:not([data-theme="light"]) .toast{color:#0b1129}}
footer{max-width:760px;margin:0 auto;padding:6px 16px 28px;font-size:.8rem;color:var(--ink2)}
@media(min-width:860px){body{padding-bottom:0}nav.tabs{position:sticky;top:0;bottom:auto;border-top:0;border-bottom:1px solid var(--line);box-shadow:none;justify-content:center;gap:6px;padding:6px}nav.tabs a{flex-direction:row;max-width:none;flex:none;padding:8px 16px;font-size:.9rem;min-height:44px}.toast{bottom:24px}}
.seg a.sub{display:flex;align-items:center;justify-content:center;text-align:center;min-height:46px;border:1.5px solid var(--line);background:var(--surface);color:var(--ink);border-radius:10px;font:600 .9rem Inter,system-ui,sans-serif;text-decoration:none;padding:6px}
.seg a.sub[aria-selected="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
:root[data-theme="dark"] .seg a.sub[aria-selected="true"]{color:#0b1129}@media(prefers-color-scheme:dark){:root:not([data-theme="light"]) .seg a.sub[aria-selected="true"]{color:#0b1129}}
.grid2{display:grid;gap:12px;grid-template-columns:1fr 1fr}
.card.next{border-color:var(--gold);background:linear-gradient(180deg,var(--surface),var(--gold-soft))}
.due{display:inline-block;margin-left:6px;font-size:.78rem;font-weight:700;color:var(--gold-text);background:var(--gold-soft);border:1px solid var(--line);border-radius:999px;padding:1px 8px;white-space:nowrap}
input[type=number]{width:100%;min-height:46px;padding:0 12px;border:1.5px solid var(--line);border-radius:10px;font:inherit;background:var(--bg);color:var(--ink)}
input[type=number]:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px rgba(184,137,43,.25)}
.tile b{font-size:1rem}.tile span{display:block;line-height:1.4}
thead th{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--ink2)}